Some time ago, we heard the news about someone who helps people without the intention, the economic poverty of the people into a self-reliance, this should inspire us to be able to do the same, helping others in any form without expecting rewards, not for the award of another person, but to help each other with sincerity that high
After finds time Susilo Bambang Yudhoyono's president of Indonesia, Martti Ahtisaari from Finlandia, and Gareth Evans of Australia is rumored as nobel prize winner candidate year peace 2006, Nobel Foundation finally give that appreciation on Yunus's Muhammad and Grameen Is Bank from Bangladesh.
A little while as untrammeled as solve its education at Vanderbilt University at United States Of America, Yunus's muhammad returns to natal earth country its at Bangladesh and foses by University of Chittagong . One research which be done deep rural economic area as starting point be blasted off one micro credit project for poor rural. This project get good acclaim of society and then is formalized as one legal's institution that named Grameen Bank. “Grameen ” in Bangla's language means “ village ” or “ rural ”.
Yunus's muhammad and Grameen Is its Bank was successful proves that real movement for mendayagunakan society economy down can walk. One of Grameen's unique characteristic Bank is pattern its credit application that disandarkan on formation receiver little group credit. One group consisting of five mutually person assistive and keeping company deep this income generating's process. Just two person of their diperkenankan's ones ask for credits of banks, and if they are not troublesome deep its credit return, two another persons in agglomerate may come on to borrow, and if all success the person to five can propose credits on bank.
Between capital application criterion that followed by Grameen Bank is that credit on rural indigent society is given without needs it agunan or guarantee, credit is utilized for activity what does wreak production (income generating), mark sense observation and tights guidance of bank party, and transparency on its bank management.
About capital Grameen well-nigh Bank all proprietary by creditors its own and just plays favorites little (6%) proprietary by Bangladesh's government. Now their operational is funded from credit rotating result and not at all pending of unsecured or help of other party.
Effort that done by Yunus's Muhammad and Grameen Is this Bank apparently effloresce quick by has 2.226 branch offices and operating at is more than 71.000 villages at Bangladesh. Total credit borrower reaches 6.6 million person, and absorbing one is that 97% within borrower are female.
Female ala not intentional becomes receiver spear tip Grameen's credit Bank. With credit point that don't outsize, Bangladesh's rural female that traditional ala is not overdose get economy contribution can try menumbuhkan small enterprise that results money. Moral support of agglomerate member humanity borrower becomes pemacu ala credit return is disciplined. Just plays favorites little of unsuccessful creditor backs credit, largely (98. 85%) backing it fully punctual.
Then why Nobel Foundation gives peace present on one Micro Finance's institute and founders it? According to The Nobel Foundation, they hit the jackpot “ for their efforts to create economic and social development from below ”, since development social and economic that is done of down.
Unmitigated world peace won't can be reached without society ability universalizes to come out from poverty trap. Development of down can also increase democratization process quality and human right.
More, Yunus's muhammad and Grameen Is Bank becomes knapping vicious circle link that is created among poverty and about capital. Agglomerate membered support deep credit lending process becomes substitution to need its agunan at Grameen Bank. In practice capitalism economy that generically applies, each credit borrower shall have a number agunan as surety for bank. With marks sense this requisite indigent people that have no what what may not chance upon to get capital in the effort it increases production. Grameen's success Bank value added become which deserving of taken by its study material by a lot of party.
Women empowerment that indirectly been done by Grameen Bank also as its success key. Rural indigent female earlier one looked on by inferior in economic development and social chances upon to terminological gets independent ala action.
Economic increasing effort rural if successful being done on big scale as did by Grameen Bank can also increase political economy condition. Estimated 1.1% from GDP Bangladesh value added constitute of all Grameen's activity Bank.
A variety effort we shall try do, with not necessarily wait bait of government to do it. Yunus's muhammad initially does. That effort shall also reality, and not only stays behind to become lovely word at various paper and memoir. Our lets not defeat of Yunus's Muhammad and Grameen Is Bank.
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